Out Patient Insurance Cover Now More Important Than Ever

Mounting pressure to keep runaway hospitalisation costs under control, combined with improved technology and facilities, has resulted in a rapid increase in the frequency of outpatient surgeries and procedures being conducted.

While this has resulted in reducing the amount of hospital-base recuperation stays, it has also caught numerous people short whose company or private medical insurance has not covered outpatient procedures.

"Outpatient diagnostic procedures and surgeries are now being performed in three types of facilities -- doctors' offices, outpatient departments in hospitals, and freestanding ambulatory care centres," notes Mr. Joseph Griffin, Chairman and CEO of Hong Kong based GlobalHealth International Group. "Such procedures and surgeries do not require an overnight hospital stay and patients return home after time spent in a recovery room in these outpatient facilities."

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