Posted by janedant
on Monday, April 19, 2010
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In an era where we keep too busy with our work, health becomes a matter of concern of all of us. Especially if we live abroad, medicines and health care have become so expensive that we might have to spend half of our savings on it. You certainly don't want to do that, right? Expat Global Medical Insurance helps you to cover all that without bearing any immediate cost. It not only gives you a complete medical cover but also, makes you financial secure. By taking international health travel insurance, you can stand your medical and health expenses on your own.
We have often seen cases where in people living in abroad have to bear sudden and uncertain health costs which makes them face a financial crisis but, with such beneficial insurance scheme you can avoid such circumstances. Let's check out some more advantages of expat health insurance:
- Settlement of adequate medical expenses
- Aid to trip Interruption due to health issues
- Reimbursement of lost checked luggage
- Emergency medical evacuation
- Emergency reunion
- Emergency dental
- Settlement against accidental death and dismemberment
- Return of relevant assets
Though the facilities depend from one insurance company to another but, mostly the above mentioned services are taken care off. To a greater extent International Travel Medical Insurance companies are planning to cover more areas (as follows) to enhance their standard of health care:
· Terrorism coverage
· Hospital insurance (such as daily cash, etc.)
· Problems of pregnancy
· Natural disaster
· And, other travel support such as pre-trip safety and health advisories, immediate cash transfers, lost travel document or passport assistance, etc.
Whenever we go or live abroad, it becomes all the more difficult for us to take care of our health and all. In such a situation international travel medical insurance is the easiest way to deal with all sudden costs in this relevant field. Don't you think so?
We never know when we need a health cover, we can need a health cover anytime and anywhere in this whole world thus, it becomes essential to take such insurance schemes and be trouble-free.
Posted by janedant
on Thursday, March 18, 2010
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These nations are the most hospitable to expatriates, according to a new report.
The Middle East has long had a reputation for being one of the world's perennial trouble spots. But for expatriates, the tiny Persian Gulf county Bahrain ranks as one of the most welcoming places to work.
That's the surprising result of a new survey of 3,100 expatriates conducted by HSBC Bank ( HBC - news - people ). Bahrain ranked first in one key measure of how easy it is for expatriates to set up a new life for their families. It received high marks from expats who like the country's easy access to modern health care, decent and affordable housing, and network of social groups that expatriates can join.
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Posted by janedant
on Wednesday, March 10, 2010
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New York (CNN) -- If President Obama had been forthright last week at the health care summit, he would have opened the meeting by stating: "If you have health coverage, under our reform bills you are going to pay more and get less. If you are one of the 45 million elderly or disabled people on Medicare, you are going to get less. There is no such thing as free medical care. Somebody has to pay! And in the end it is you."
Those are the facts! And as Senate Majority Leader Harry Reid stated to the Republicans : "...you're entitled to your opinion, but not your own facts."
However, the facts, as the president has found out, are not exactly a compelling message to persuade a reluctant Congress and public to overhaul nearly one-fifth of the nation's economy.
Adding 31 million people (45 million now don't have coverage) to the health care system will cost the taxpayers trillions over time. Many of that uninsured group can't afford health insurance, and if this legislation passes, the government will create an entitlement program to subsidize them. In the end, like the entitlement programs that have gone before them, they will far exceed any cost estimates on the table today.
Continue Reading Guess who really pays for health care?
Posted by janedant
on Wednesday, February 10, 2010
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By Darlene Kaitlin
If you are planning to settle abroad, you need to also take a good look at your expat health insurance policy. Travelling overseas can be full of adventure and it can happen that you decide to pack your bags and move into a new place for the purpose of settlement outside own country. Since travelling abroad and starting to live there means coming across different climactic conditions and physical surroundings, you need to extra care of your health.
Adventure also means increased chances of events that may affect your health adversely at times. You may encounter a whole new set of issues that your body may take time to accommodate. And in case, any accidents occur and hospitalisation is required, the bills in a foreign place can come as a bad surprise. And before the medical bills deliver a knockout punch, you need to fight back with pre-protection, that is with a health care policy in place.
This is often the best option specially designed keeping in mind situations like this, and the people who would need to avail to it to ensure good health. Even if, by good grace, you do not come to require medical assistance, it will always serve to give you a peace of mind that you will be safe with proper medical care, no matter where you are.
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Posted by janedant
on Wednesday, February 3, 2010
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The minister of employment for Bahrain has expressed concern that many Gulf states may be transformed in years to come as the number of expats living and working in the region continues to grow.
Speaking to UAE daily Gulf News on the sidelines of a labour conference in the country's capital Abu Dhabi, Majeed al-Alawi said that while the region has long been reliant on skilled foreign workers to fuel growth, there may be problems during period of economic contraction.
"Whoever thinks this foreign manpower in the region comes for a project and leaves on its completion is wrong. They come to stay," he said, adding that with more expats buying property in the region and acquiring stakes in domestic companies, there may be a marked shift in the economic and social constitution of Gulf states within a generation.
Expats considering a move to the region may benefit from taking out an expat health insurance policy to ensure there are no gaps in cover should healthcare services be required.
Posted by janedant
on Monday, February 1, 2010
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Expat Health Insurance – You insure the house without hesitation; you insure the car too, so why do so many expats refuse to insure their own health?
Maybe you are perfectly fit and healthy, never been ill apart from the odd hang over or two, and besides somewhere in your wallet there is a plastic card with some foreign writing that your boss gave you assuring you it covers you in the event of being sick! Or does it?
The vast majority of us enjoy good health everyday of our working lives and any thoughts of illness or injury seldom stir the back of our minds. The reality is that we are all vulnerable and the prospect of becoming ill or damaging limbs is not as unlikely as we would care to imagine. Visiting the busy urban areas of Asian cities we have all seen the motorcycles with 3 passengers weaving amongst the traffic, normally loaded with a few live chickens and a full size colour television and driven by the ten year old daughter with her left arm pressed against her ear listening to her friends gossip on the latest mobile phone-and then the inevitable coming together with another motorcycle or expatriate who thought the traffic lights actually meant something!
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By Jackie Needham
Posted by janedant
on Sunday, December 27, 2009
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If you choose to live away from your home country, it is vital that you get expat health insurance. Too many individuals have encountered problems abroad, then regretting not having ample support from their place of origin. There are a variety of premiums available specifically for the traveling individual. Here are some helpful tips on how to stay secure when going away.
Initial Steps to Take
Always stay safe when traveling abroad by keeping your documents in check and having the right resource persons or agencies ready during cases of emergency. The emergency assistance service is responsible for authorizing major health service provision and the conduction of tests even after your condition is already stable.
The claims should be covered by your chosen insurance company. Prepare the name and telephone number of your doctor and carry it with you at all times. You also have to prepare and constantly secure a list of your medications and serious conditions together with prescription notes. When you are traveling to third world countries, bring a copy of your prescription just in case customs ask for it.
Continue reading Expatriate Health Insurance Tips
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